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Office England:
Verified Solutions LTD
35 Little Russell Street, 1st Floor, London, England, WC1A 2HH

Office Poland:
MOREFROMIT sp. z o.o.
PL. Solny 14A/6
50-062 Wrocław, Polska

BuyCoinNow.com warns that buying and holding digital currencies such as Bitcoin carries several significant risks including, but not limited to, the following:

1. Risk that your digital currency will lose much, or all, of its value. Digital currencies are still a new and developing area, both technologically and financially, therefore their value can change extremely quickly within a very short period of time. BuyCoinNow.com advises that you only store use digital currency to store recources that you can afford to lose.
2. Risk that your digital currency wallet could be compromised by individuals or organizations that may steal your funds. Depending on the choice of your wallet provider, there may be no recourse or possibility of insuring your digital currency funds.

Anti-Money Laundering Policy
BUYCOINNOW.COM

1. Buycoinnow.com processes and secures the personal data on the Platform in accordance with the requirements specified in the Act of 18 July 2002 on Providing Services by Electronic Means (Dz.U. of 2016, item 1030; amended: Dz.U. of 2016, item 1579), in the Act of 29 August 1997 on Personal Data Protection (Dz.U. of 2016, item 922), and in the Ordinance of the Minister of Internal Affairs and Administration of 29 April 2004 on the Documentation Pertaining to Personal Data Processing and Technical and Organizational Conditions which Should be Fulfilled by the Devices and Computer Systems Used for Personal Data Processing (Dz.U. no. 100, item 1024). In particular, Buycoinnow.com secures the personal data on the Platform against access to the data by unauthorized persons as well as against processing the data in breach of law, and exercises day-to-day control over the procedure of data processing, allowing only authorized persons to process personal data.
2. Buycoinnow.com processes the personal data of the Users within the scope necessary to establish connection with, shape the content of and correctly render the Services on the Platform by electronic means, including: the purchase, sale or exchange of currencies by electronic means, and performing by Buycoinnow.com the duties of an obliged institution within the meaning of the Act of 16 November 2000 on Preventing Money Laundering and Terrorist Financing (Dz.U. of 2010, no. 46, item 276). Buycoinnow.com processes the personal data of the Users for the purposes associated with making payment transactions and documenting their completion, including performing by Buycoinnow.com the duties of an obliged institution within the meaning of the Act of 16 November 2000 on Preventing Money Laundering and Terrorist Financing. As required by the duties imposed by the said act, the defined internal policy encompasses such actions as:
   1. keeping the register of transactions made via the Buycoinnow.com Platform, the value of which exceeds EUR 15.000,00 or its equivalent, also in the event the transaction is carried out in the form of several operations, when the circumstances of such operations indicate that the operations are related to one another and have been divided to operations of less value with the intention to evade registration;
   2. applying financial safety measures with regard to the Users of the Platform, including the option to identify the User. The scope of applying such measures is determined on the basis of the assessment of money laundering and terrorist financing risk, made through an analysis, taking into account in particular the kind of the User of the Platform, economic relations, products or transactions;
   3. introducing a procedure of suspending a transaction, blocking individual users’ accounts and freezing the funds deposited on the accounts;
   4. storing appropriate registers for at least 5 years of the day a particular transaction was registered;
   5. performing the duties of suspending a transaction ordered by the State or European Union authorities in conjunction with reasonable suspicions of the illegality of the transaction.
   6. performing the duties of disclosing client data in the circumstances related to proceedings conducted by the State or European Union authorities and by other entities acting on legal grounds.
   7. reporting by buycoinnow.com suspicious operations to relevant authorities without the obligation to notify the User of this fact.
3. The safety measures adopted by buycoinnow.com referred to above encompass collecting the following information on the clients:
   1. in case of a natural person:
      1. first name and surname,
      2. citizenship,
      3. an identification number such as the Universal Electronic System of Population Register (PESEL) number or the date of birth – if the PESEL number has not been allocated,
      4. an identity document number, exclusively with a photograph,
      5. the place of residence, if the obliged institution possesses such information;
   2. in case of legal persons and organizational units without legal personality:
      1. name (business name),
      2. the form of organization,
      3. the address of the registered office or the place of business,
      4. the tax identification number and in case of legal persons or units without such a number – the commercial register number together with the specification of the country of registration,
      5. data concerning the person representing that legal person or unit.
4. The verification of the identity of the client or the person acting on behalf of the client and of the beneficial owner consists in confirming their identification data on the basis of an identity document of a natural person, a document containing the current data from an excerpt from the court register or other documents, data or information derived from a reliable and independent source. In order to confirm the identity of the client, buycoinnow.com may oblige the client to submit another identity document, indicated by buycoinnow.com, with a photograph.

Trade in goods and products, including virtual currencies, entails significant risk.

Unit prices may be subject to considerable fluctuations in short periods of time.

Due to such price fluctuations, the resources may go up or down in value and even become worthless.

There is inherent risk that purchases, sales or trade on the market will result in losses. The trade in and possession of cryptocurrency involves additional special risk which is not commonly shared with official currencies.

Note that Bitcoin is a special kind of technology-supported currency and is based on mutual trust. There is no central management authority that could make decisions which could influence the stabilization of the rate of virtual currency or could take corrective action in order to protect the value of Bitcoin during recession.

However, Bitcoin is an autonomous, largely unregulated global settlement system. Therefore, it is more vulnerable to irrational (or rational) speculation or loss of confidence and that may exert significant influence on the shaping of unitary supply and demand.

The confidence in Bitcoin may break as a result of unexpected changes such as: unfavorable legal regulations, banning electronic legal tenders, introducing the prohibition on trading in virtual currency in specific areas, imposing high taxes, creating competitive alternative currencies, deflation, and other factors which may significantly affect the shaping of the exchange rate of Bitcoin against other currencies.

Prior to the purchase of the currency, one should thoroughly assess whether the current financial standing and tolerance to unforeseeable risk allow for making the purchase or sale of, or trade in cryptocurrency. Funds which are not allowed to be lost should not be spent on trading in currency.

The finalization of a transaction is irreversible. The purchase or sale once accepted can not be reversed.